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The Credit Repair Playbook: How to Improve Your FICO Score, Negot...
by Cameron Lancaster

Language

English

Pages

Publication Date

May 19, 2017

Product Description
Customer Reviews
Have you recently been denied for credit cards? Can you not buy the house you deserve? Do you have a subprime FICO score?<br /><br />America runs on credit. Having a good credit score helps you get ahead, save money, and improve your lifestyle. Having subprime credit means you have to work twice as hard to get the same material comforts as someone with excellent credit. Corporate America has set up a system to entrap hard working Americans into debt slavery. A couple missed payments can send your score spiraling down into the depths, making it difficult or impossible to borrow money for your future.<br /><br /><b>Fortunately, you can fight back. Since credit is so crucial, there is a system of checks and balances that you can use to improve your credit score. </b>Credit repair companies will charge you thousands of dollars to use these techniques. In reality, all you need is some education about how the system works. You have to know the system to beat the system!<br /><b><br />Inside:</b><br />Why your credit score is so important<br />How the FICO score works<br />Why the worse your credit is, the easier it is to improve<br />How to dispute incorrect items on your credit report<br />How to use the fair debt collection practices act to your advantage<br />How to use time limits under the law to win disputes automatically<br />How to negotiate with creditors<br />How to negotiate medical bills and hospital liens<br /><br />These principles are easy to apply and will change your life for the better. Take back the power from the credit bureaus and take your life back. <b>Look inside for more!</b>
How to Save Money Like a Boss: 100 Easy Steps to Financial Freedo...
by Sam Robertson

Language

English

Pages

Publication Date

May 22, 2017

Product Description
Customer Reviews
A quick, handy guide to personal saving and budgeting to read on your lunch break (short read: 6,000 words / 28 pages).<br /><br />Are you tired of living from paycheck to paycheck? Stressed to the max from neverending bills and threatening letters demanding your hard-earned money?<br />Then follow the 100 steps in this book to get out of debt ASAP and start saving like a boss so you don't have to worry anymore. Follow even just one of these steps and your financial situation will improve; follow them all and you will become the master of your finances. <br />Saving money is easy. All you need is a little knowledge, a goal and some motivation. Most of the steps in this book are small changes you can make every day that will help Future You out big time. Some may apply to you, others may not suit your situation; take what works for you and leave the rest. <br />Wishing you a stress-free future filled with wealth and prosperity.
Il denaro spiegato ai miei figli (Italian Edition)
by , Sara Robbiati

Language

Italian

Pages

132

Publication Date

May 21, 2017

Product Description
Customer Reviews
Il futuro successo dei nostri figli dipende da ciò che insegniamo loro nel presente<br />Il vero «lavoro» di tutti i genitori è costituito dalle migliaia di piccole azioni, dalle attenzioni quotidiane e dagli insegnamenti dedicati alla realizzazione di un grande sogno: far crescere bimbi sani e felici che, divenuti adulti, sappiano affrontare la vita nel migliore dei modi. Una parte di quest’opera è costituita dalla trasmissione dei valori che riteniamo fondamentali, ma è la passione, l’intensità e l’intenzione che mettiamo in tale compito a determinare la crescita dei nostri figli e la loro visione del mondo. L’autore, con la compagna Sara, ha distillato il meglio della sua esperienza di formatore in questa guida preziosa, che ci offre chiavi e soluzioni per affrontare il «coaching» più importante.<br />I loro consigli aiuteranno papà e mamme a consegnare al mondo persone sicure di sé e consapevoli dell’importanza del rapporto con gli altri, curiose e pronte a imparare, con idee chiare su come porsi nei confronti di soldi e ricchezza. Perché il successo dipende soltanto dalla mentalità giusta. Il volume è corredato da un’appendice a cura di Maria Rita Parsi, che firma anche la Prefazione, in cui sono raccolti i «pensieri dei bambini sul denaro»: testimonianze autentiche e schiette che strappano il sorriso e ben descrivono il difficile rapporto che ancora oggi esiste in Italia nei confronti di questo strumento.<br />
If You Love Your Family, Save Like It: Money Management for Moder...
by Nicole Peterkin

Language

English

Pages

Publication Date

June 13, 2017

Product Description
Customer Reviews
Imagine knowing for certain when and how your financial goals will be achieved.<br /><br />Imagine having a plan to build true wealth―while not feeling guilty about how you spend the rest of your money. <br /><br />Imagine being able to work half as hard at the money game while having twice as much to show for it.<br /><br />Growing up, Nicole Peterkin saw how her dad, a successful chemical engineer, did all the “right” things and still wasn’t living the kind of lifestyle that his multi-six-figure income could have provided. He loved his family, but he didn’t know how to save like it.<br /><br />Nicole is now on a mission to help you put your money to work for you and your family. In this book you’ll learn exactly why the conventional wisdom we’ve all been taught doesn’t work anymore, and how to create a strategy for your money so you can achieve your desired lifestyle both today and in the future.<br />(Nicole Peterkin)
Minimalist Budget: Simple Strategies On How To Save More, Spend L...
by Zoe McKey

Language

English

Pages

148

Publication Date

May 04, 2017

Product Description
Customer Reviews
<h2>Are you <b>struggling with debt and saving money? </b> Can’t say no to the tempting sales even though you know better? </h2><br />Has budget has gone off track? <i>Where the heck did your money go? </i> <br /><br />You’re not alone. <b>Minimalist Budget</b> will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. <br /><br />This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget.<br /><br />This is not a get rich quick book. But I can promise day-by-day, month-by-month, <u>you’ll budget better and become richer as a consequence. </u> Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. <br /><br />Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings.<br /><br /><u>If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my <b>simple, straightforward, easy-to-stick-to</b> methods. </u><br /><br /><h2>Improve your spending habits: </h2><br />•Incorporate minimalism into your finances<br />•<b>How to avoid becoming a minimalist consumerist</b><br />•Learn the psychological traps that make you overspend <br />•<b>Control your compulsive spending habits</b><br /><br /><h2>Feel financially secure every day: </h2><br />•Learn about two A-Z budgeting methods and how to make them work for you<br />•<b>Learn ratio-based budgeting and fixed-amount budgeting</b><br />•Discover the best budgeting software programs<br />•<b>Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement</b><br /><br /><h2>Stop hating your financial life: </h2><br />•Learn how to set SMART financial goals<br />•<b>Increase your self-confidence with budgeting</b><br />•50 small budgeting tips<br /><br />Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our <b>material survival. </b> <br /><br /><h2>Money management is an essential skill for everybody who earns, shops or consumes. </h2><br />If you follow the budgeting tips in this book, you’ll be able to <u>keep track of your finances. </u> You’ll clearly <u>know where your money goes, where it comes from and where can you save</u>. You won’t feel stressed of running out of money unexpectedly, you’ll <u>clear yourself out of debts</u> and have savings for bigger expenses like a vacation, new car or unexpected events. <br /><br /><h1>Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page. </h1> <br />
Rescuing Retirement (Columbia Business School Publishing)
by , Tony James

Language

English

Pages

200

Publication Date

January 23, 2018

Product Description
Customer Reviews
Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living.<br /><br /> In <i>Rescuing Retirement</i>, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, <i>Rescuing Retirement </i>provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.
Maximize YOUR Money: Golden Nuggets for the Home Refinance
by Michael Baltazar

Language

English

Pages

28

Publication Date

May 20, 2017

Product Description
Customer Reviews
Refinancing your home can greatly help your pursuit of financial success. This book was written to encourage, enlighten and educate homeowners who are thinking about a home refinance to improve their mortgage. The book is short, simple and to the point - while providing valuable information to consider regarding a home refinance.
Retiring Can Be Easy, Staying Retired is Not
by Hagen Pruemm

Language

English

Pages

128

Publication Date

May 20, 2017

Product Description
Customer Reviews
Hagen Pruemm RICP®, founder and President of SIS Financial Group, specializes in asset protection, retirement and transitional planning. Before starting his own company in 2006, he served as Vice President for two of the largest senior market<br />agencies in the country. With his fourteen years of experience in creating comprehensive retirement strategies, Hagen provides a level of knowledge and personal service that cannot be matched.<br /><br />His objective is simple and easy to understand: he wants his clients to use and benefit from his proven techniques that are easy to comprehend and require no expensive, continual or unusual tax filings. Hagen has focused his niche practice solely on addressing the distinctive financial needs for those nearing retirement and for those who are already retired.<br />Hagen provides a unique and much needed service to retirees that heralds a new era in which retirees can enjoy security with limited risk and a future with controlled uncertainty. Hagen takes the time to know each and every client personally, and is deeply committed to their financial success and a worry-free retirement.<br /><br />Today, SIS Financial Group serves over 1300 clients. The firm has grown 20 to 30 percent each year since 2006 and still represents clients it has had since its inception.<br /><br />Hagen resides in Illinois with his wife Cynthia. His passion includes traveling, sports and spending time with his family. He is regularly featured as an expert in the media, including publications like the Chicago Tribune, U.S. News & World Report, LifeHealthPRO, Senior Outlook Today, ThinkAdvisor, and the Daily Times.
The Ultimate Budget Plan for Kids: How to Teach Your Children Fin...
by Dr. Jamison Harris

Language

English

Pages

78

Publication Date

May 18, 2017

Product Description
Customer Reviews
The Ultimate Budget Plan for Kids: How to Teach Your Children Financial Responsibility at Any Age is the tool that you need to teach your children how to manage their money and grow into smart money managers in the future. <br /><br />If you want to create an adult who is able to manage their money and can work on a budget, you need to start when they are young. Most adults who have trouble with managing their money today are having these issues because they were never taught the proper way to handle their money. <br /><br />This guidebook will provide you the tools that you need to teach your child all about budgeting and how to be a smart financial consumer. Some of the things that we will explore inside this guidebook in terms of budgeting with your child include:<br /><br />Planning out an allowance<br />Explaining basic money terms<br />Setting up the ground rules<br />Setting up a savings account<br />Teaching financial responsibility<br />Talking to your child about credit cards<br /><br />When you are ready to help your child get set up in their financial future, make sure to check out The Ultimate Budget Plan for Kids: How to Teach Your Children Financial Responsibility at Any Age.<br />
Cómo ahorrar dinero en diversión: Descubra cómo no gastar dine...
by Jon Martineli

Language

Spanish

Pages

Publication Date

May 14, 2017

Product Description
Customer Reviews
<h2>Por qué un libro específicamente sobre cómo ahorrar en diversión <br /><br />El renglón de entretenimiento y la recreación puede ser uno de los más complicados de nuestro presupuesto. La razón de ello es que ponernos estrictos en este renglón puede tener efectos adversos en el nivel de felicidad y alegría que sentimos en nuestra vida. Por lo general, no nos sentimos menos felices comprando una marca más barata de café, o azúcar, o agua destilada, o si tenemos que recortar nuestro cabello cada tres semanas en vez de cada semana. Ahora bien, si la concepción que tenemos de ahorrar en diversión equivale a disfrutar menos, a tener menos actividad de ocio, y hacer menos lo que disfrutamos de nuestra vida, ahorrar, en ese contexto, equivale a ser menos felices. He ahí el gran reto de ahorrar en diversión. <br /><br />Por otro lado, es precisamente en el renglón de la recreación y el entretenimiento donde probablemente nuestro presupuesto tenga más flexibilidad y potencial. Esto es así debido a que nuestros gastos de recreación y entretenimiento se componen, mayormente, de gastos discrecionales, contrario a otros gastos inescapables como la vivienda o la comida, que, aunque podemos ahorrar en ellos, no podemos eliminarlos o hacer que nos salga este consumo gratis siendo creativos. De modo que donde más potencial de ahorro tenemos en nuestros gastos es en diversión, pero ahorrar en ello --si tenemos una mala concepción de lo que es ahorrar en ello-- podría reducir nuestro nivel de alegría, felicidad, y satisfacción en nuestras vidas. ¡Gran dilema este! Parecería que tenemos que ser menos felices para cumplir con nuestras metas financieras. Es decir, parecería que tenemos que intercambiar aburrimiento por dinero. <br /><br />Sin embargo, este libro les trae una promesa atrevida: te traeremos con esta lectura una forma divertida de ahorrar dinero nada menos que en el área de gastos de recreación y entretenimiento.<br /><br />La tesis de este libro es la siguiente: <b>es posible que gastar menos dinero en diversión y, a su vez, divertirnos aún más</b><br /><br /><br /></h2><h2>Con este libro, usted aprenderá a:</h2><br /><ul><li>Ser más proactivos y creativos con nuestra diversión</li><br /><li>Tomar control de su foco mental para que la publicidad no nos convenza de comprar entretenimiento</li><br /><li>Reevaluar nuestras creencias sobre el dinero</li><br /><li>Divertirse donando tiempo mientras ahorra dinero</li><br /><li>Cenar donde siempre, comer como nunca</li><br /><li>Planificar un “roadtrip” económico</li><br /><li>Consumir alcohol de forma creativa, divertida… y barata</li><br /><li>9 ideas de pasatiempos donde podemos progresar sin gastar (tanto)</li><br /><li>Trucos para comer fuera de forma económica</li><br /><li>Consejos para leer de forma económica</li><br /><li>Consejos para vivirse la película… en su casa</li><br /><li>Ahorrar dinero en deportes</li><br /><li>Entérarse si hay un regalo para ti cada semana</li><br /><li>¡Y mucho, mucho más!</li><br /></ul><br /><br /><b>¡Tome acción ahora y adquiere este libro Kindle por solo $0.99!</b>

Enter the Kind Reader Monthly Drawing

Kind Reader Monthly Drawing (March 2017)

Congratulations to February 2017's winner Henry H. of New York, USA.

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